Insurance that is intended to serve the insurance needs of a business rather than the needs of an individual.
Included under this heading are various types of insurance such as:
Employer liability insurance is mandatory for every business that employs others.
Public liability insurance is highly recommended if you have premises that people visit, e.g. a shop.
As with other types of insurance, you will need to shop around to get budget prices and there will be various types of cover so make sure you get the cover to suit your needs.